Alabama
Liability Insurance Ala. code 36-1-6.1
a) The various state agencies, departments, boards, or
commissions shall determine and report their needs
for liability coverage to the Finance Director, the
Insurance Commissioner, and the Attorney General.
The Finance Director, with the advice of the Insurance
Commissioner and Attorney General, shall then
determine the type of blanket policy needed to
provide basic coverage for deaths, injuries, or damages
arising out of the negligent or wrongful acts or
omissions committed by state employees or agents of
the state, including retired licensed physicians and
dentists while they are voluntarily serving at free
health care clinics and individuals serving as foster
parents licensed or approved by the Department of
Human Resources to maintain homes for a child or
children under the supervision of the department or
serving as adult foster care providers approved by the
Department of Human Resources to provide foster
care for adults under the supervision of the
Department of Human Resources, while in the
performance of their official duties in the line and
scope of their employment or duties as foster parents
or foster care providers. Any policy of insurance or
reinsurance shall be selected by the Finance Director
on a competitive bid basis for an initial period of three
years with a provision for annual review beginning
October 1, 1987.